Live in Colombia & Brazil

Turn any wallet into a local payment method.

One API. Real-time USDC-to-local-currency conversion. Let your users pay at millions of merchants via QR codes — no bank account needed.

< 3s
Settlement
100%
QR Coverage
5
Countries
1
API Call
StellarCircleUSDCPIXBre-BVietQRInstaPayStellarCircleUSDCPIXBre-BVietQRInstaPay
Why Abroad
Your users hold crypto.
The world runs on QR codes.

We built the missing bridge. Integrate once and give your users the power to spend stablecoins at any local merchant — instantly.

Real-Time Settlement

The merchant receives local currency in seconds. Not hours. Not days.

🔌

One API, 5 Countries

PIX, Bre-B, VietQR, QR Ph, and more. We handle compliance, FX, and settlement.

🔒

Compliance Built-In

Users pay in USDC — merchants receive legal tender. Fully compliant, fully transparent.

💰

Transparent Fees

No hidden spreads. No monthly minimums. A competitive fee shown before every transaction.

🏗️

Built for Scale

100 users or 100,000 — our infra handles the volume. Designed for wallets and fintechs.

🌐

Expanding Fast

Colombia & Brazil live. Vietnam, Argentina, Philippines next. Integrate once.

Trusted by Builders
Partners who integrated
and never looked back.

We integrated Abroad in 3 days. Our users in Brazil went from cashing out to spending directly — daily transactions 4x'd in the first month.

L
Lead Engineer
LOBSTR Wallet

The API is incredibly clean. One endpoint, real-time settlement, and zero headaches with local compliance. Exactly what we needed.

C
CTO
Stellar-based Fintech

Our humanitarian disbursements now reach beneficiaries as spendable funds instantly. No intermediary banks, no delays. Game changer.

D
Director of Ops
International NGO
Integration
Ship local payments
in days, not months.

Three steps to give your users the ability to spend crypto at real-world merchants.

01

Connect Your Wallet

Integrate our SDK or API. Supports Stellar-based USDC out of the box.

02

User Scans QR

Your user sees a local QR code at any merchant. They scan — we decode the payment.

03

Instant Settlement

We convert USDC to local currency in real-time. Merchant gets paid. Done.

For Developers
3 lines of code.
Millions of merchants.

RESTful, well-documented, production-ready. Designed for speed — in performance and integration time.

payment.js
// Pay any QR merchant in LATAM & APAC
const payment = await abroad.pay({
  qr_data: "pix://merchant...",
  amount: "25.00",
  currency: "USDC",
  network: "stellar",
});

// Response — 1.8s settlement
{
  status: "settled",
  merchant: "Café do Brasil",
  local_amount: "R$ 127.50",
  fee: "$0.12 USDC",
  time: "1.8s"
}
Payment Rails
Connected to the rails
your users actually need.

Native integration with QR payment systems across Latin America and Southeast Asia.

🇧🇷
Brazil
PIX
✓ Live
🇨🇴
Colombia
Bre-B
✓ Live
🇻🇳
Vietnam
VietQR
Coming Soon
🇦🇷
Argentina
Transfer. 3.0
Coming Soon
🇵🇭
Philippines
QR Ph
Coming Soon
Security & Compliance
Enterprise-grade security.
Built for regulated markets.

We operate within strict legal frameworks so your team doesn't have to build compliance from scratch.

🇬🇧 UK Registered (Companies House)
🛡️ AML / KYC Compliant
Powered by Stellar
💵 USDC by Circle
🇨🇴 Colombia Fintech Member

🔐 Non-Custodial Architecture

User funds are not held in pooled accounts. Transactions settle directly between the user's wallet and the merchant via the local rail.

📋 Local Regulatory Compliance

We operate within the financial regulatory frameworks of each country. Merchants receive legal tender — fully compliant with local law.

🔍 Real-Time Transaction Monitoring

Every transaction is monitored for fraud and suspicious activity. Built-in risk scoring and automated compliance checks.

📊 Full Audit Trail

Complete transaction logs, settlement records, and compliance reports available via API and dashboard for your team.

Use Cases
Built for any business
moving money across borders.
👛

Crypto Wallets

Let users spend directly instead of cashing out. Increase retention and daily active transactions.

🏦

Neobanks & Fintechs

Offer stablecoin spending as a feature. Differentiate without building rail integrations from scratch.

💸

Remittance Platforms

Recipients use funds instantly at local merchants. Stop at "received" — start at "spent."

🤝

Humanitarian & NGOs

Send USDC and let beneficiaries pay at local stores. No intermediaries, no delays.

Pricing
Simple, transparent pricing.
No surprises.

Pay only for what you use. No setup fees, no monthly minimums.

Starter
1.5% per tx

For early-stage wallets testing the waters.

  • Up to 1,000 tx/month
  • 2 countries (BR + CO)
  • API access
  • Email support
Enterprise
Custom

For large-scale platforms with high volume.

  • Unlimited transactions
  • All countries + priority access
  • Custom SLA
  • Dedicated account manager
  • White-label options
Comparison
Why partners choose Abroad.
FeatureAbroadWise / RemitlyExchange P2P
Settlement⚡ Instant1–3 biz days15m–24h
UX✅ Scan QR & PayBank transferMulti-step
Fees✅ Low & transparentVariable/highSpread + fee
Merchants✅ Millions (QR)NoneNone
Bank Acc.✅ Not requiredRequiredRequired
Integration✅ 1 endpointN/AN/A
From the Blog
Latest news & updates.
Dec 16, 2025
Announcing Our Integration with Bre-B: Instant Payments in Colombia

We're now connected to Colombia's new QR payment standard, enabling real-time merchant payments across the country.

Dec 15, 2025
Abroad Joins Colombia Fintech: A More Connected Financial System

We're proud to join Colombia's leading fintech association as we deepen our presence in the country.

Nov 9, 2025
Abroad & LOBSTR Team Up for Stablecoin Payments

LOBSTR wallet users can now spend their USDC at local merchants through our infrastructure. Here's how.

Ready to unlock 5 countries
for your users?

Get API access in 24 hours. Our team will help you integrate and go live in days.

No bank account. No P2P. No hassle.

Live on crypto.
Pay like a local.

Spend your USDC at any store in Colombia, Brazil, and soon Vietnam, Argentina & Philippines.

Your Balance
$1,247.80
USDC on Stellar
Payment Confirmed
$3.50 USDC → $14,350 COP
Powered by Stellar
💵 USDC by Circle
🇬🇧 UK Registered Company
🇨🇴 Colombia Fintech Member
🔒 Non-Custodial & Secure
How It Works
From wallet to coffee
in 3 seconds.
💳

1. Load Your Balance

Send USDC from Coinbase, Binance, LOBSTR, Vibrant, or any Stellar wallet.

📱

2. Scan the QR Code

See a local QR code at any store? Open Abroad and point your camera.

3. Done. You Paid.

We convert USDC to local currency in real-time. Merchant gets paid — you move on.

Live Rates
See exactly what
your USDC is worth.

Transparent. Real-time. No hidden spreads.

🇨🇴 Colombia
$4,198.50
1 USDC → COP
Live rate
🇧🇷 Brazil
R$ 5.82
1 USDC → BRL
Live rate
🇻🇳 Vietnam
₫ 25,420
1 USDC → VND
Coming soon
The Old Way vs. Abroad
Skip the 3 steps that
waste your time & money.
❌ Before Abroad
1. Send USDC to Binance
2. Sell via P2P market
3. Wait for bank transfer
4. Go to ATM / use debit
⏱ 15 min to 24 hours + fees
vs
✅ With Abroad
1. Scan QR code
2. Confirm & Done ✓
⚡ 3 seconds. Low fee. That's it.
Acceptance
Pay wherever you see
a QR code.

Supermarkets, restaurants, taxis, pharmacies — if they accept local QR payments, you can pay with Abroad.

🇧🇷
Brazil
PIX
✓ 95%+ stores
🇨🇴
Colombia
Bre-B
✓ Growing fast
🇻🇳
Vietnam
VietQR
Coming Soon
🇦🇷
Argentina
Transfer. 3.0
Coming Soon
🇵🇭
Philippines
QR Ph
Coming Soon
Real Users, Real Payments
People are already spending
with Abroad every day.

"I paid for my morning coffee in Medellín with USDC. Took 2 seconds. The barista didn't even know it was crypto."

— Freelance developer, Medellín 🇨🇴
🛒

"I do my weekly grocery shopping at Éxito with Abroad. No more Binance P2P headaches. Just scan and go."

— Remote worker, Bogotá 🇨🇴
🏠

"I paid my rent via PIX using Abroad. My landlord got reais instantly, I kept my savings in USDC. Win-win."

— Digital nomad, São Paulo 🇧🇷
Questions
Everything you need
to know.
Do I need a local bank account?

No. You pay merchants directly from your USDC balance. No bank account, no debit card, no P2P exchange.

Is it legal to pay with crypto?

Yes. Abroad handles the regulatory bridge. You pay in USDC — we convert it — the merchant receives legal tender compliant with local regulations.

Which wallets can I send USDC from?

Any wallet or exchange supporting Stellar: Coinbase, Binance, LOBSTR, Vibrant, and many more.

What are the fees?

A small, transparent conversion fee displayed before every transaction. No hidden spreads, no monthly fees.

Is my money safe?

Funds are held in USDC, backed 1:1 by US dollars. We operate with strict compliance and security standards.

Which countries are next?

Vietnam, Argentina, and Philippines. Same app, new countries — automatically available when live.

Stay Updated
Latest from the Abroad blog.
Dec 16, 2025
Integration with Bre-B: Instant Payments in Colombia

We're connected to Colombia's QR payment standard for real-time merchant payments.

Dec 15, 2025
Abroad Joins Colombia Fintech Association

Deepening our presence in Colombia's financial ecosystem.

Nov 9, 2025
Abroad & LOBSTR: Stablecoin Payments Go Live

LOBSTR wallet users can spend USDC at local merchants through our infrastructure.

Stop converting.
Start spending.

Open the Abroad app and make your first payment in under a minute.